michelejo.com

Tag: budget

  • Emergency meal planning…

    I’ve mentioned before that my family recently suffered a 35% pay cut.  We had no notice and a tiny bit of severance, and this all started during the holidays and just a couple months after we closed on our home.  We had some legal issues related to the home we were leasing and we’d just plunked down…

  • How I reduced my kids’ wardrobes AND my stress…

    My kids have too many clothes.  Waaaaaay too many.  Especially my nine year old daughter.  When my older kids (now 15 and 18) were younger, we were pretty broke and I couldn’t buy a lot of nice clothes for them.  My mom loved to buy them clothes and that was nice, but it was never what I…

  • Money Management for Dummies

    *I’m the dummy.  I’m terrible at following a budget.  Even when I think I’m doing awesome, I usually end up with some sort of shortfall.  That was taking a toll on our savings account, so T and I put our heads together and came up with a brilliant (mostly his idea!) plan. I sort of…